The RBC ION+ Visa credit card is a solid choice for individuals who want to earn potential rewards across different spending categories while enjoying various benefits. , RBC Global Asset Management Inc. Neo Secured Mastercard. recommended credit score: 660. 1 Apply by October 31, 2023. Annual Fee rebated every month for students with eligible accounts. They will enjoy access to best-in-class cash back savings and offers from more than 1,900 retail partners as well as discover more ways to earn, redeem and pay with Avion points – all within one. In the My Services box, select View Your Credit Score. Here is how RBC. Select your new credit card from the list of accounts and choose “Set Up Now". Get 3,500 points on approval and earn 3,500 bonus points when you spend $500 in your first 3 months. You could use the equity in your home or your investment portfolio as collateral to secure a higher credit limit at a lower interest rate. RBC ION Visa. , RBC Direct Investing Inc. Earn 3 Avion points per dollar spent on groceries, dining and food delivery as well as gas, rides and electric vehicle charging with this credit card. Take care of your banking from wherever you are, anytime you want. 25 Avion points for every dollar you spend 2. Additional cardholder(s), as well as existing cardholders of any RBC. Apply by November 27, 2023. Choose any airline, any flight, any time. 12 However, the aim of treatment was restoring hemoglobin levels and replenishing iron stores, neither of which was sensitive to the treatment. Exclusive Offer of 100 Avion points for every $1,000 in funded mortgage. 99% on cash advances. Compare. Additional cardholder(s), as well as existing cardholders of any RBC. Earn 1 Avion point for every dollar you spend 2. For approximately $50, the card has a strong earning potential of what is effectively a 3-4% return on spending in the grocery, dining, transportation, and streaming/subscription categories. 00 in Grocery, Dining, Food Delivery, Rides, Gas, Electric Vehicle Charging, Streaming, and Digital Gaming & Subscriptions Purchases you make on your RBC ION+ Visa credit card at merchants classified by Visa’s “Merchant Category Code” (MCC). , RBC Global Asset Management Inc. RBC ION+ Visa. 50 in credit for the same number of points. Scroll down to the box on the right-hand side labelled My Services. There are no blackout dates or advance booking restrictions, even during peak periods. Here are some tips to help minimize the interest charges on your credit card: Pay off your credit card balance in full each month. 00 in Grocery, Dining, Food Delivery, Rides, Gas, Electric Vehicle Charging, Streaming, and Digital Gaming & Subscriptions Purchases you make on your RBC ION+ Visa credit card at merchants classified by Visa’s “Merchant Category Code” (MCC). RBC ION+™ Visa ‡. Your interest rate will increase by 5% on purchases and cash advances for at least 6 months if you do not make your minimum payment by the payment due date and you have not paid it by the date we prepare your next statement 2 or more times in any 12-month. Canada(EN) Sign In. Call Toll-Free: 1-866-756-1107. 85: Gift card redemptions: 0. Rewards: Earn 25% extra points on travel-related purchases. RBC ION+ Visa. $4 per month fee ($48 annually). S. For RBC ION+ Visa Card To be eligible for this offer your application for the RBC ION+ Visa must be received by the date indicated on this page and must be approved by us. 99% for 10 months balance. Donate now. As a sole or joint owner of an RBC Signature No Limit Banking (SNL) account and the primary RBC ION+ Visa cardholder, the $4 monthly fee ($48 annually) of your RBC ION+ Visa card will be fully rebated, every month, as long as your eligible credit card remains in good standing and you remain an SNL account owner. 20. Choose any airline, any flight, any time. 99% $48 Min. S. 60 per $100 of your account balance 6 (plus applicable taxes). Either switch or be stuck with poor products. In this review, we will discuss. bills and review your transaction history. Earn 3X Avion points for every $1 spent on groceries, food delivery, rides, gas, streaming, subscriptions, digital gaming and more. season | Feel the joy of giving AND receiving this season with Avion Rewards avionrewards. bank account and credit card balances. The card shines best when paired with a card that earns Avion Elite points. S. RBC ION /RBC ION+ credit card holders redeem using a conversion rate of 172 points = $1 CADRBC ION+ Visa Card Review. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. While you won’t be able to pay your credit card bill, you can see your transactions and account information 24/7, for no additional charge. Transfer money between your RBC U. So it seems like based on the redemption rates, I might as well stick to my RBC Rewards+ VISA rather than switch to the ION card since the R+ does 100 pts per $1 versus 172 pts per $1 for ION. $39. The interest rate maximum is 22. Let RBC Royal Bank help meet your goals today. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Receive up to 60,000 bonus Avios 1. With the RBC ION+ VISA, earn 3 times the Avion points for every dollar spent on food delivery, dining out and groceries. 3. 0. Get 6,000 welcome points upon approval and. 1. The card has an annual fee of just $4 per month and has an earning rate of 3 points per $1 spent on select categories. Cash Advance Rate: 22. Call to book an appointment to open a bank account over the phone or by video conference. Bank Anywhere. RBC has updated the welcome bonus offer on RBC ION and ION+ Visa cards, starting August 8, 2023. Good/Very Good: $48 (paid as $4 per month) 12,000 Avion Points: MBNA Rewards Platinum Plus Mastercard:Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months 1. RBC ION+ Visa Card. Annual Fee Rebate. Enrol for Online Banking. RBC launched the Ion+ Card when rebranding the RBC Rewards program to Avion Rewards and created an exciting card for students or people with low income and spending. Cash out. Purchase Rate: 20. recommended credit score: 660. $39. Competitive RBC rewards credit card. 99% introductory interest rate for the first 10 months on balance transfers and cash advances. Get 12,000 Avion points * when you’re approved for the RBC ION+ Visa credit card or 6,000 Avion points * when you’re approved for the RBC ION Visa credit card Compare Cards Now Compare Cards Now. Enjoy 3,500 Avion points upon approval . That’s TWICE as many points as you’d get with the standard ION Visa. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. RBC Ion+ Visa: 12,000 Avion Points. There are no blackout dates or advance booking restrictions, even during peak periods. Interest rates are per annum and subject to change without notice at any time. Review the CreditView Dashboard agreement and select I Accept & Continue. Earn 100/$1,000 Avion points 4. 99% $48 Min. Launched in 1864 to offer credit to merchants on the Halifax waterfront, it was incorporated. Additional Card: $0. 99% *. We would like to show you a description here but the site won’t allow us. * Conditions apply 26. Earn 1 Avios for every $1 CAD you spend on qualifying purchases 2. Get 3,500 Welcome Points and earn 3,500 bonus points when you spend $500 in your first 3 months. For RBC ION+ Visa Card To be eligible for this offer your application for the RBC ION+ Visa must be received by the date indicated on this page and must be approved by us. For RBC ION+ Visa Card To be eligible for this offer your application for the RBC ION+ Visa must be received by the date indicated on this page and must be approved by us. It’s the best way to make sure you don’t leave deals and savings behind. 5x for streaming and ION+ gives 3x (at a $4/month fee). , RBC Direct Investing Inc. Check your balances, pay bills, set up alerts and more – whenever you need to. 2. RBC ION+ Visa. Additional cardholders (co. I’m wondering if I could get the Ion+ card for other regular purchases where it’s Avion earnings are greater. Apply by November 27, 2023. Other cards that earn Avion Points are: RBC Avion Visa Infinite Card; RBC ION+ Visa Card; RBC ION Visa Card; RBC ® Avion ® Visa Infinite. 1a; Rides, Gas & EV Charging—Get the most out of trips by earning points on gas, rideshare, daily. RBC has partnered with a number of brands to bring unique savings and services to newcomers to Canada. 00 in Grocery, Rides, Gas, Electric Vehicle Charging, Streaming, and Digital Gaming & Subscriptions Purchases you make with your RBC ION Visa credit card at merchants classified by Visa’sThe RBC ION+ Visa Card is a rewards credit card that can help you build a credit history just by using your card if it meets your needs. Led the strategic evolution of RBC’s music platform with a clear focus on providing differentiated value and enhanced music experiences for RBC clients; powered by a multi-million-dollar marketing budget. O. Senior Manager, Brand Marketing. opens in a new window. S. 20. 155 Wellington Street. 75 - 0. 9. 4; Annual Fee rebated every month for students with eligible accounts. . Speed. With the NEW ION family of cards, you can start earning faster on the purchases you make most. Rebates that apply to eligible credit cards are: 1) $48 rebate (annual fee fully rebated) for: RBC ION+ Visa and WestJet RBC Mastercard card, or 2) $35 rebate (annual fee partially rebated) for: RBC Avion Visa Infinite Privilege, RBC Avion Visa Infinite, RBC Avion Visa Platinum, RBC Rewards Visa Preferred, RBC U. 99% on purchases and 22. I’ve been looking over the Ion+ credit card with its 3X Avion points on some regular purchases. Let’s look at the detailed benefits of each of the cards;With the RBC ION+ Visa card, you can earn 12,000 Avion points as a welcome bonus as soon as the card is approved. com/holidayWith an eligible CAD bank account at a Canadian financial institution, you can send, request and receive money any time by using the Interac e-Transfer service available in RBC Online Banking 1 or the RBC Mobile 1 app. RBC ION+ Visa. Complete offer eligibility criteria by March 29, 2024. Call Collect: 1-506-864-2275. Can add up to 9 Authorized Users. That results in a return of up to 1. 1x-1. loading. ION+ Visa earns 3x on grocery and restaurants. 3 points per $1 spent . RBC ION+ Visa. Compare. Pros. To qualify for this Credit Card Base Offer, you must apply and be approved as the primary cardholder for any of the Eligible Credit Cards. Unfortunately, there is no way to waive the fee completely. Go to site More Info. S. entire balance of the personal property gift or must be paid using your RBC ION+ Visa card in order to be covered. Get 3,500 points on approval and earn 3,500 bonus points when you spend $500 in your first 3 months. $39. You will earn 1. Visa Cash Back Card. Get More from Your Chequing Account. 9. Bank accounts. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. Get up to 55,000 Welcome Points. To transfer points to or from your RBC Business credit card, call us at 1-800-769-2512. Donate now. recommended credit score: 660. Additional cardholder(s), as well as existing cardholders of any RBC. The new welcome bonus is structured as follows: Earn 3,500 Avion points upon approval; Earn 3,500 Avion points upon spending $500 in the first three months; The RBC ION+ Visa card has a low annual fee of $48 and earns 3x Avion points on a variety of categories including:. 7,000 points. , Royal Trust Company or The. Call to book an appointment to open a bank account over the phone or by video conference. 14%. $1,000 RRIF, LIF, PRIF, and Non-Registered GICs of terms greater than 1 year. 5x Points. Upon enrolment, 12,000 (“welcome points”) points will appear within the first two monthly statements. RBC ION+ & RBC Avion order to get them. S. S. Choose any airline, any flight, any time. Purchase Rate: 20. , Royal Trust Company or The. Visa Cash Back Card. Click on Transfert Now. Interest Rates. So if I cancel the RBC Ion + card and wait 3 months and apply for the RBC Avion Visa Infinite. Compare. , Royal Trust Company or The. Get 3,500 Welcome Points and earn 3,500 bonus points when you spend $500 in your first 3 months. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. 00 in Grocery, Dining, Food Delivery, Rides, Gas, Electric Vehicle Charging, Streaming, and Digital Gaming & Subscriptions Purchases you make on your RBC ION+ Visa credit card at merchants classified by Visa’s “Merchant Category Code” (MCC). Annual fee: $120. Get the Avion Rewards app and never miss a deal. RBC ION+ Visa Review. RBC Bank is running an early year promotion as part of its Avion Rewards program. Get up to 7,000 welcome points. Additional cardholders (co. One of RBC’s newest offerings, the RBC ION+ Visa is a solid, low-fee rewards card with generous earning rates on daily spending. , Royal Trust Company or The. 714 = 1. View Card Details. , Royal Trust Company or The. S. As a sole or joint owner of an RBC Signature No Limit Banking (SNL) account and the primary RBC ION+ Visa cardholder, the $4 monthly fee ($48 annually) of your RBC ION+ Visa card will be fully rebated, every month, as long as your eligible credit card remains in good standing and you remain an SNL account owner. 99% (20. $0. Rebates that apply to eligible credit cards are: 1) $48 rebate (annual fee fully rebated) for: RBC ION+ Visa and WestJet RBC Mastercard‡ card, or 2) $35 rebate (annual fee partially rebated) for: RBC Avion Visa Infinite Privilege, RBC Visa Infinite‡ Avion®, RBC Visa Platinum Avion, RBC Rewards Visa Preferred, RBC U. I believe rate for gift cards are generally 14000 pts for $100 (0. Earn 3X Avion points for every $1 spent on groceries, gas, dining, food delivery, rides, streaming, subscriptions, digital gaming and more. Additional cardholder(s), as well as existing cardholders of any RBC. Launched in 1864 to offer credit to merchants on the Halifax waterfront, it was incorporated. Call to book an appointment to open a bank account over the phone or by video conference. Avion Elite. Call 1-800-769-2511 to apply for a line of credit or personal loan. 99%. The 3,500 additional Avion points will be awarded to you if a total of $500 or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) are posted to your RBC ION+ Visa credit card account within the first 3 months from the date of your credit card account open date, provided your account. 5,000 Points if you open a new RBC ION+ Visa, and; 500 Points if you open a new RBC ION Visa card. 99%) 3%. The RBC ION+ Visa Card is a rewards credit card that can help you build a credit history just by using your card if it meets your needs. Help make sure your credit card balance doesn’t become a burden to you or your family with simple and affordable job loss, total disability and life coverage. 00 in Grocery, Dining, Food Delivery, Rides, Gas, Electric Vehicle Charging, Streaming, and Digital Gaming & Subscriptions Purchases you make on your RBC ION+ Visa credit card at merchants classified by Visa’s “Merchant Category Code” (MCC). With no annual fee and a pretty simple system for earning rewards, the RBC ION Visa is an attractive option, especially if you're already used to or interested in the Avion Rewards program. As a sole or joint owner of an RBC Signature No Limit Banking (SNL) account and the primary RBC ION+ Visa cardholder, the $4 monthly fee ($48 annually) of your RBC ION+ Visa card will be fully rebated, every month, as long as your eligible credit card remains in good standing and you remain an SNL account owner. Please note, this premium card can impose higher acceptance costs on. Get a 0. 83: Using points for merchandise: 0. 99%. RBC Royal Bank institution number: 003. Pay U. Redeeming card: RBC Avion Visa Platinum, I transfer my points from the ION+ to the Avion for higher value, about 2 cents per point on flight redemptions. S. Travel redemptions through RBC Travel portal (non-ION cards) 1: Charitable donations: 1: RBC financial products: 0. 7,000 points. Go to site More Info. For RBC ION+ Visa Card To be eligible for this offer your application for the RBC ION+ Visa must be received by the date indicated on this page and must be approved by us. Les 3 500 points Avion (« points primes d’adhésion ») figureront sur le premier ou le deuxième relevé mensuel. 500 points. These are the main differences for redeeming. com or call 1-800 ROYAL 1-2 (1-800-769-2512). NOTES. 58: Redeeming points for statement credits: 0. *At age 66, Total Disability and Job Loss coverage ends and your monthly premium will be reduced to $0. Earn 3X Avion points for every $1 spent on groceries, food delivery, rides, gas, streaming, subscriptions, digital gaming and more. 99% for the first 10 months (then 22. Both cards can still redeem for merchandise, gift cards etc. Donate your points to support worthy causes like Tree Canada, Ronald McDonald House Charities Canada, Hope Air and Canadian Olympic Foundation. Add cash. To send or receive a wire transfer at your RBC Royal Bank account, you will need the information outlined below. Can only access information about their own transactions. 1. 7 cpp, for Rewards+). Legal Disclaimer 1; Get up to 7,000 Avion points with the RBC ION+ Visa Card Legal Disclaimer 2 -. Get a Quote. 58cpp when redeemed against travel. You will earn 3 Avion points for every $1. Both cards have elevated earning rates on a variety of daily spending categories, including 3 Avion Premium points per dollar spent on qualifying grocery, dining, food delivery, gas, rideshare, daily public transit, electric. I currently have the RBC Avion Infinite Visa. 99% $48 Go to site More Info. , RBC Direct Investing Inc. $39. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. recommended credit score: 660. Store credit cards co-branded with VISA, Mastercard, or Discover can be used anywhere that those cards are accepted. RBC ION+ Visa. According to creditcardgenius. 6000 Avion points on approval The big thing is there is no annual fee. 714 = 1. S. RBC Cash Back Preferred World Elite Mastercard. RBC ION+ Visa. . RBC Cash Back Mastercard. , Royal Trust Company or The. Best No-Annual-Fee Visa Credit Cards. For complete terms, conditions and restrictions that apply to the Avion Rewards program, please visit avionrewards. RBC ION+ Visa. , RBC Global Asset Management Inc. 5 Avion points for every $1. WestJet RBC ® MasterCard ‡. As far as I can tell, the Cash Back. Earn 1 Avion point for every dollar you spend 2. Earn unlimited 3x on a variety of common spending. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. , Royal Trust Company or The. You will earn 3 Avion points for every $1. That results in a return of up to 1. RBC’s ION+ Visa is a great option for those looking to experiment with rewards credit cards. One Offer per Mydoh user. Rebates that apply to eligible credit cards are: 1) $48 rebate (annual fee fully rebated) for: RBC ION+ Visa and WestJet RBC Mastercard card, or 2) $35 rebate (annual fee partially rebated) for: RBC Avion Visa Infinite Privilege, RBC Avion Visa Infinite, RBC Avion Visa Platinum, RBC Rewards Visa Preferred, RBC U. $39. The date your RBC ION+ Visa account is cancelled; or 2. , RBC Direct Investing Inc. For RBC ION+ Visa Card To be eligible for this offer your application for the RBC ION+ Visa must be received by the date indicated on this page and must be approved by us. Dollar Visa Gold, RBC. Royal Bank. You will earn 3 Avion points for every $1. 99% / 22. It comes with mobile device insurance, purchase protection, and extended warranty insurance. Compare. Get 12,000 Avion Points * when you’re approved for the RBC ION + Visa credit card. 22. 99% . Upon enrolment, 12,000 (“welcome points”) points will appear within the first two monthly statements. Earn 3X Avion points for every $1 spent on groceries, gas, dining, rides, streaming and more with the RBC ION+ Visa Credit Card. Additionally, the card offers two years of mobile device insurance for up to $1,000. Pour que vous soyez admissible à cette offre, votre demande de carte de crédit Visa ION+ RBC doit être approuvée par nous. 99% *. The 3,500 additional Avion points will be awarded to you if a total of $500 or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) are posted to your RBC ION+ Visa credit card account within the first 3 months from the date of your credit card account open date, provided your account. With the NEW ION family of cards, you can start earning faster on the purchases you make most. Mar 2019 - Oct 2021 2 years 8 months. , Royal Trust Company or The. No annual fee. As a sole or joint owner of an RBC Signature No Limit Banking (SNL) account and the primary RBC ION+ Visa cardholder, the $4 monthly fee ($48 annually) of your RBC ION+ Visa card will be fully rebated, every month, as long as your eligible credit card remains in good standing and you remain an SNL account owner. recommended credit score: 660. Use your points for a huge selection of items from top brands like Apple, Best Buy and more. S. Call Collect: 1-506-864-2275. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. 5 Avion Premium points per dollar spent † on qualifying grocery, gas, rideshare, daily public transit, electric vehicle charging, streaming, digital gaming and digital subscriptions†; 1 Avion Premium point per dollar spent † on all other qualifying purchases†; The first thing you’ll. Bank accounts. Visa Cash Back Card. It comes with practical benefits such as a 3-month complimentary DashPass subscription, gas savings at Petro-Canada. , Royal Trust Company or The. Compare. Shop. Secured Line of Credit. When you have the RBC ® ION+ Visa card you can easily earn points and redeem them for flexible rewards such as travel tickets, bill payments or even cash back. Feb 29, 2008. , RBC Direct Investing Inc. , RBC Global Asset Management Inc. Earn 1 Avion point for every dollar you spend 2. 14%. The current welcome bonus on the card is 12,000 Avion points, which are awarded upon approval if you apply before October 31, 2023. $500 for RRSP, TFSA, RESP, RDSP. Download the RBC Mobile app and sign in using your Client Card number and password. 3 points per $1 spent . (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. RBC: 17,200: Minimum cashback redemption starts at 2,500 points (redeem in $25 increments) Credits usually appear 2-3 business days later or on the first billing statement following redemption;. The RBC ION+ Visa is an intriguing option for spenders who want to earn enticing travel rewards while keeping credit card fees down. Coverage ends, individually for the applicant and each additional cardholder, on the earliest of: 1. Get 10% bonus cash back for the first 3 months (up to a maximum spend of $2,000) with a new RBC Cash Back Mastercard †. However, redeeming for gift cards is 1400 points for $10 - equivalent to 0. Card Details. RBC Ion+ Visa: 12,000 Avion Points. Banking. ^. S. Pay U. , RBC Global Asset Management Inc. Launched in 1864 to offer credit to merchants on the Halifax waterfront, it was incorporated. Minimum income requirement: A minimum annual personal income of $60,000 or household income of $100,000. The CIBC Aventura ® Visa Infinite* Card and the RBC Avion Visa Infinite Card Visa Infinite Avion Card allow you to use points for other rewards, such as everyday purchases, gift cards, products and investments. Pros. Enter the verification code and add your card to Apple Pay. RBC Credit Card program offers to you; for internal reporting and analytics purposes; and for the purposes set out in this Agreement. Transfer money between your RBC U.